VPS comparisons

Annual vs monthly billing: four plans, real cash cost

Netcup, Hostinger, GreenCloudVPS and VPSBG plans compared on promotional cash cost versus the planning figure, with term risk.

Recorded data: 2026-10-25 · Comparison question: How much does a commitment actually save once promo periods and renewals are included?

Current recorded data

Rows are generated from the verified catalog snapshot at build time. Unknown means the provider did not publish the field; it is not zero.

Plan	Listed monthly price	Renewal monthly price	Planning figure	Setup fee	vCPU	RAM	Storage	Traffic	IPv6	Backups	regions	Verified
Netcup VPS 1000 G12.5netcup	16.68 EUR ($18.67)	16.68 EUR ($18.67)	$18.67	$0.00	4	8192 MB	128 GB ssd	unknown	yes	unknown	5	2026-10-24
Hostinger KVM 2Hostinger	24.49 USD ($24.49)	14.99 USD ($14.99)	$14.99	$0.00	2	8192 MB	100 GB nvme	8000 GB	unknown	yes ($0.00/mo)	2	2026-10-24
GreenCloudVPS BudgetKVM-2GreenCloudVPS	2.08 USD ($2.08)	2.08 USD ($2.08)	$2.08	$0.00	2	4096 MB	35 GB nvme	4000 GB	yes	yes ($0.00/mo)	16	2026-10-25
VPSBG Cloud VPS 2 vCPU / 4 GBVPSBG	29.25 EUR ($32.74)	29.25 EUR ($32.74)	$32.74	$0.00	2	4096 MB	60 GB nvme	5000 GB	yes	yes (price unknown)	1	2026-10-25

Scope: Recorded plans on 2026-10-25, using the cost calculator's cash totals and renewal-aware planning figures.

Cash cost and planning cost are different numbers

The table shows the actual recorded cash cost over 12 months and a planning figure that takes the higher of the effective monthly price and the renewal price. The first tells you what the invoice sequence totals; the second tells you what the plan is worth budgeting for.

A plan with a long promotional period can show a low cash total while its planning figure is much higher. Use both when comparing commitments of different lengths.

Commitment risk

Netcup and Hostinger use annual or multi-year terms in the recorded data; GreenCloudVPS's budget line is annual-only and was out of stock at observation; VPSBG publishes both annual and month-to-month rates.

Annual prepayment is a bet on the provider and on your own requirements staying stable. If either is uncertain, the monthly rate is the honest comparison.

What the savings buy

The savings from committing are real but modest at entry prices; they are largest where the annual discount is structural, as with VPSBG's 25% annual rate. Stock-limited sale plans can offer more, but availability is not guaranteed.

Compare the saving against the cost of being wrong: a migration, a price change or a downgraded service during the term.

How to choose

For a stable production workload with a provider whose terms you have read, an annual rate with a published renewal can be the better deal. For a new project or a provider with limited history, start monthly and switch after the workload proves itself.

The calculator on this site reproduces these numbers for any offer, including 24- and 36-month horizons.

Limits of this comparison

No performance, latency or support measurements are published for these plans; this comparison covers price, billing terms and recorded stock status only.
Refund terms and cancellation behaviour differ and were not reviewed for every plan.
GreenCloudVPS's budget plan was out of stock at observation.
Tax treatment varies: some recorded prices include VAT, others exclude it.

Facts come from provider-published sources recorded in the catalog. Independent performance, support and reliability measurements are not available, so this comparison does not rank those dimensions.

Sources behind the table

ECB euro foreign exchange reference rates — USDEuropean Central Bank · Third party · Observed Oct 23, 2026EUR/USD reference rate 1.1193 on 2026-10-23, used only to normalize EUR-denominated offers into USD for filtering and budget comparisons. Converted values are rounded to the nearest cent.https://www.ecb.europa.eu/stats/policy_and_exchange_rates/euro_reference_exchange_rates/html/index.en.html
netcup VPS G12.5 plans and pricingnetcup GmbH · Provider official · Observed Oct 24, 2026Official VPS G12.5 table: vCore, RAM, SSD, included traffic, snapshot/remote-console features, 12-month term, promotional and regular monthly EUR prices including 19% VAT, and the list of available locations.https://www.netcup.com/en/server/vps
Hostinger VPS hosting — KVM plansHostinger International Ltd. · Provider official · Observed Oct 24, 2026Official KVM plan cards: vCPU, RAM, NVMe, bandwidth, promotional and renewal prices for a 2-year term, free weekly backups, 1 Gbps network and ten data centers (Boston and Jakarta named).https://www.hostinger.com/vps-hosting
GreenCloudVPS - Budget KVM Sale storeGreenCloudVPS · Provider official · Observed Oct 25, 2026Observed 2026-10-25: 22 location variants of BudgetKVM-2 ($25.00 USD annually, 2 cores, 4096MB RAM, 35GB NVMe or SSD RAID-10, 4TB or 750GB bandwidth, 10Gbps port, 1 IPv4, /64 or /112 IPv6) and BudgetKVM-3 ($45.00 annually, 4 cores, 8192MB RAM, 60GB disk, 8TB or 1500GB). 'No refund/Money back on this plan', 1 free backup/snapshot, VirtFusion control panel; all variants showed 0 units available at observation.https://greencloudvps.com/billing/store/budget-kvm-sale
VPSBG - Cloud VPS ServersVPSBG · Provider official · Observed Oct 25, 2026Cloud VPS pricing table with 9 configurations (1-16 vCPU, 1-64 GB RAM, 25-400 GB NVMe, 2-50 TB metered bandwidth, 1-6 Gbps). Billing-cycle selector defaults to 1 Year (-25%); both the regular monthly-rate column and the -25% annual rate column are published. Add-ons: automatic weekly backups (3-week retention) at EUR 0.05 per GB/m, floating IPs EUR 3.50/IP/m, 8 Tbps DDoS protection EUR 10/IP/m, unmetered bandwidth option capped at 100 Mbps or 1 Gbps. Table notes: 'Displayed prices exclude VAT and later may vary based on your country of origin'.https://vpsbg.eu/cloud-vps
VPSBG homepageVPSBG · Provider official · Observed Oct 25, 2026Datacenter in Bulgaria (SDC facility described as 'one of the most modern and advanced datacenters in Eastern Europe'); 10 Gb/s redundant network; AMD EPYC with SEV-SNP and NVMe SSDs; structured-data address locality Sofia, postal code 1680, country BG; footer '(c) VPS.BG Ltd. - VAT ID: BG203144520'.https://vpsbg.eu/

Table values come from these recorded provider sources; the editorial analysis above adds no facts beyond them. Unknown means the field was not published.